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Cotati Directory's mission is to help, educate and promote  entrepreneurs, business owners, merchants and other professionals and organizations. 

It provides free listings to business owners, realtors, merchants, non profit organizations, etc. Like Yahoo the listings are edited manually. Search engine optimization help any site to rank high; see Cotati Directory's ranking in Google. The mission is to help you with free resources, promote people and organizations, marketing like Veretekk, networking as in Direct Matches, Home based work at home business opportunities  Alternative Energy, Zenzuu, Social Networks Directory

Want to promote yourself or your company? Learn about marketing? Research about business opportunities, network marketing or residual income? Exchange Links with the Cotati Tel 800 314-9814

If you would like to help to improve this site click on the button below and don't forget to add your suggestions, comments, what would you like to see inthsi little Directory so everyone would benefit from it. Your suggestions will be published in the Cotati Directory.

Cyber World Tours

Cyber World Tours is a full service tour operator and receptive operator company.

We taylor custom itinerary for day and multi-day programs.  We proudly feature multi lingual professional tour guides and tour managers. Inclusive of our itinerary we book for restaurants, excursions, entrance fee, and only the finest Deluxe motorcouching.

Our team will monitor 24/7 your tour from the inception to the end.
We educate, entertain and are of value to your clientele.

San Francisco Bay Area, Wine Country, California, and Western States.
Cyber World Tours

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Considering bankruptcy?
So much for the fairy tale about the little guy buying stocks for a sweet life and a safe retirement. Now that vision is crumbling along with some of Wall Street's giants. As one major financial institution after another succumbs to crushing losses this year, it is mourning in America for the hopes of average working people who believed in the myth of stock ownership as a sure path to a better life now and a safe retirement later. It may sound like a gross exaggeration to say that the dreams of Main Street are dying on Wall Street this week, but it is a fair interpretation of recent events. For the capital that is required to fund businesses, schools, streets, farms, vacations, homes and cars is quite literally evaporating like dew at the start of a summer day with the untimely death of every bank, brokerage and insurance company.  Where did the money come from, and where has it gone?
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Ahead of the Bell: Mortgage Aid Associated Press
In recent days, the American financial system has suffered its worst shakeout since the Great Depression as bad bets on mortgage-related securities claimed Wall Street giant Lehman Brothers and forced Merrill Lynch & Co. into the hands of Bank of America Corp.

WASHINGTON, D.C. December Much  hyped “foreclosure prevention programs” relying on voluntary loan modifications  are failing to reach a significant number of troubled homeowners and are often  backfiring when they do so, according to newly updated research released today  by the National Association of Consumer Bankruptcy Attorneys (NACBA). The across-the-board failure of these much  ballyhooed “fixes” for the foreclosure crisis are expected to result in the new  President and Congress facing considerable new pressure to clear the way for  court-supervised loan modifications that will prove more beneficial for homeowners.

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